In their involvement in the Investment Club Network©, neither TICN Ltd or any of the speakers, staff or members of the Investment Club Network or TICN Ltd act as stockbrokers, broker dealers, or registered investment advisers. The stock market is a highly speculative arena. Many people lose money in the stock and options markets.

The Investment Club Network do not recommend particular stocks, bonds, options, derivatives or securities of any kind. All price information pertaining to securities are subject to minute-to-minute market changes. If particular stocks are mentioned, they are mentioned only for illustrative and educational purposes. The information conveyed by the Investment Club Network is intended to provide you with basic financial instruction regarding your personal investing and financial welfare. It is recommended that you seek a professional licensed stock broker and independent financial adviser prior to implementing any investment programme or any financial plan. However, we do not recommend the retention of any specific broker, dealer, advisers or financial planners.

The Investment Club Network do not guarantee any results or investment returns based on the information you receive. Although we have used our best efforts to provide the most accurate and innovative option trading and investment strategies, we cannot promise your future profitability and do not promise verbally or in writing that you will earn a profit when or if you purchase stocks or options. Ultimately all decisions are made by you. The Investment Club Network, TICN Ltd. or any other speakers or members of the Investment Club Network are not in any way liable for your activities or purchases resulting from information obtained at this Money Talk or in the handout.

There is risk of loss in all trading and investing. Past performance is not necessarily a guide to future performance and all investment can go down as well as up. You should read the Chicago Board of Options Exchange booklet, entitled “Characteristics and risks of standardized options” before trading options. You should understand the risks in option trading including the fact that any time an option is sold, there is unlimited risk of loss, and when an option is purchased, the entire premium is at risk. In addition, any time an option is purchased or sold, transaction costs, including brokerage and exchange fees are at risk. No representation is made regarding the success of our recommendations or that any account is likely to achieve profits or losses similar to those shown, or in any amount. Any account may experience different results depending on the timing of trades and account size. Trading is risky, and many traders lose money. Before trading, one should be aware that with the potential for profits, there is also potential for losses which may be large. All opinions are subject to change without notice.

Without limiting the rights under copyright reserved above, no part of the seminar material may be reproduced, stored in or introduced into a retrieval system, or transmitted, in any form, or by any means (electronic, mechanical, photocopying, recording, or otherwise), without the prior written permission of the copyright owner of this material.